Winter weather can be unpredictable. Some towns and cities around the country can shut down completely due to winter weather. Homeowners in colder climates should winterize their properties before a potential winter storm hits.
Winter storms bring extreme cold, snow, high winds, and icy conditions. These can affect your property by potentially causing ice dams, frozen pipes, snow buildup, wind & hail damage, and even fires. Therefore, property owners should prepare so severe damage does not happen.
Ice Dams are formed by layers of snow and ice that buildup in the eaves of your roof and gutters. This buildup thus causes dams that block the water from flowing off your roof. This then can direct the water into you home down the interior walls.
When the weather gets colder pipes become vulnerable to freezing and bursting. This then causes property flooding and extensive damage.
*The majority of jobs we service for pipe bursts are ones where the property is vacant for a period of time.
Heavy snow can buildup around your property. If this buildup isn’t cleared away and rapid melting occurs you could end up with flooding in your basement.
Winter storm winds can cause damage to the exterior of your property. Strong winds can cause damage to shingles or siding, break off tree limbs or take down trees, and could down power lines.
Hail can be many sizes and can come down in high speeds. Hailstorms can cause damage to aluminum siding, shingles, gutters, and could crack your vinyl siding.
House fires are extremely common during harsh winter weather. This happens due to in increase in heating systems, poorly maintained furnaces, outdated electrical, and holiday cooking.
Challenges may arise when filing a winter weather related insurance claim. For ex. for frozen pipes, owners should be prepared to prove that the heat in the structure was being maintained and monitored.
Always make sure you have proof. Takes lots of pictures and document everything in relation to the damage.
Winter weather can cause severe damage to your home or property. Therefore, prevention is needed to avoid damage and extreme costs. Contact your insurance agent to find out exactly what is covered in your policy, that way if a situation does occur you wont be blindsided.
*Lastly, don’t hesitate, put these prevention tips into action before potential devastation occurs.